Blog Archives - Moby Capital

Streamlining Cash Flow for Construction Growth

A thriving construction company with several high-value projects underway found itself hindered by a common industry challenge: an extensive accounts receivable ledger. With significant sums tied up in unpaid invoices, the company faced cash flow constraints that threatened to stall its ongoing and future projects.

Overcoming Credit Hurdles for Healthcare Expansion

In the competitive landscape of healthcare services, a privately-owned practice demonstrated remarkable success and a strong commitment to patient care. Positioned for growth, the practice identified an opportunity to extend its reach and services by opening a third location. However, despite the clear path for expansion and the practice’s established success, financing this growth proved challenging.

Increasing a Dentist’s Revenue by 40% in 6 months

A burgeoning dental practice located in a densely populated suburban area seized an unexpected opportunity to expand its operational capacity. The practice, known for its innovative dental solutions and patient-centric approach, faced a pivotal moment when a highly skilled dentist became available for hire. Recognizing the potential to double their patient handling capacity, the practice sought a swift financial solution to make the hire feasible.

Grow Your Business the Same Way ESPN Did

For small businesses that lack the assets, time in existence or credit score to qualify for bank financing, there are other options available. Most notably, private specialty lenders exist for the exact reason of helping hard-working small business owners get over the hump and get to the next level. While specialty lending is sometimes scrutinized for higher interest rates and shorter terms than traditional bank funding, this short-term inconvenience pales in comparison to the opportunity to create a profitable business in the long term.

The Pros and Cons of Using Personal Assets as Collateral for a Small Business Loan

Securing a loan for a small business can be a tricky and complicated process. One of the most popular methods for securing a small business loan is to use personal assets as collateral. This involves pledging some of your personal assets, such as a house, car, or other valuable items, as a guarantee of repayment for the loan.

How to Combat Small Business Seasonality

While some are fortunate enough to hit the ground running, with pre-existing clients in tow, many are focused on drumming up new business for the first months – or even years – of their new ventures. This often requires copious amounts of spending on startup costs, marketing and staffing, to name a few. Once a merchant overcomes these large initial challenges, the next one can rear its ugly head… seasonality.

What Documents are Required for a Small Business Loan Application?

If you are a small business owner looking to apply for a loan, you may be wondering what documents are required for the loan application process. Depending on the type of the loan and the lender, the process can seem overwhelming, but having the necessary documents in hand can make the process much smoother.

Why Your Business Needs a Merchant Cash Advance

Popularly known as MCA, the merchant cash advance offers a quick loan to businesses. Think of it as a paycheck advance that goes to businesses rather than individuals. Although, it is increasingly becoming popular among establishments with a steady volume of sales.

The Benefits of Small Business Loans: How They Can Help Grow Your Business

Small business loans are a critical source of funding for companies looking to grow their businesses. Whether you’re looking to expand your product line, hire additional staff, or purchase new equipment, a small business loan can provide the financial resources you need to achieve your goals.

Equipment Leasing: A Simple Guide for Business Owners

Leasing is a convenient, affordable way to help businesses of all sizes acquire high-quality equipment they might not be able to purchase outright. But if you’ve never leased equipment, it’s natural to wonder how the process works and what specific benefits leasing can deliver to your business.